Spokane WA Real Estate: Military PCS & VA Buyers ....

Jeannette Karis "The REALTOR® with the English accent!"

HOME - BUYERS - MARKET DATA - RELOCATION - SELLERS - SENIORS - SHORT SALES - SPOKANE RE - TESTIMONIALS - VIDEOS

To all active duty military and veterans I would like to take this opportunity to thank you for your service.

Start your HOME SEARCH in Spokane or any other city in US. This great site also has links to school and neighborhood info and the maps have street, overhead (balloon view) or street views so you can get a good idea of the area. Search by MLS #, addresss, area, map it's so easy.

See the Spokane grid map used by Realtors® in the Spokane area, you can zoom in to street level.

My Experience Makes A Difference To YOUR Experience - been there, done that!
As a retired military wife I take particular pleasure in assisting miltary personnel and their families with their real estate needs, both PCSing and retiring. In fact around one third of my business is in this sector. I am very used to showing clients the different areas so that they feel very comfortable with making a buying decision within 4 weeks. I understand that you need to make the best decision for your situation and I do not recommend a purchase for clients who know they will not be staying for at least 3 years under our current market conditions. I believe honesty is always the best policy.

Putting it all together ..........

Vidoes to talk you through ...
Renting vs Buying
Mortgage and interest rates
Closing costs
WA State Housing Finance Commission
Putting it all together

Discover how enjoyable and successful a real estate relationship can be. Put this VA expert, a VA & Military Real Estate Specialist (VAMRES), a Certified Residential Specialist® (CRS®), to work for you. (Only 4% of REALTORS get this designation.) Why use a CRS? These days the real estate market is faster, more complex and more competitive in every way. In this supercharged marketplace, you need more than just a REALTOR®. You need a professional with know-how to create opportunities, identify potential pitfalls up front, and make your experience an unqualified success.

Legislators on Capitol Hill introduced new legislation on May 7 2013 that would extend foreclosure protections to enlisted persons who bought homes after going on active duty. Dubbed the Military Family Home Protection Act (H.R. 1842), the bill picks up where the Servicemembers Civil Relief Act (SCRA) leaves off. Under existing law, military personnel enjoy foreclosure protections under the Service Members Civil Relief Act (SCRA) if they acquire their homes prior to activation. H.R. 1842 expands those safeguards to all members of the Armed Forces even if they purchased residences after activation. In addition, the legislation stays a foreclosure action whenever a member of the military is receiving hostile fire or imminent danger pay. It also freezes foreclosure actions for as long as one year for service members who are medically discharged or those placed on convalescent status — a provision that also applies to surviving spouses of military personnel who lose their lives in the line of duty.

VA Home Loan Borrower Assistance When a VA home loan becomes delinquent the VA provides supplementary servicing assistance to help cure the default. There are loan techinicians in eight regional loan centers who can take an active role to explore all options to avoid foreclosure call 1-877-827-3702.

VA Short Sales Under Fannie Mae & Freddie Mac Short Sale Policy military members who received PCS orders orders are eligible to sell their homes in a short sale even if they are current on their mortgage. Also no deficiency judgement nor any cash contribution nor a promissory note will be required from PCSing service members who purchased before June 30 2012.

The Spokane community is very supportive of the military and there are many businesses that offer a military discount so remember to ask. I have used this at the following, Home Depot on N Division, Papa Murphy's on Northwest Blvd, The General Store on Division - you have to ask - DSW shoes also give a 10% discount.

The Patriot Guard Riders (PGR) are also active in this area providing flag lines at military funerals and at welcome home missions. My husband and I are proud to be members of PGR..

PCS Form

I can sell you or give you information on any home listed with any real estate company. Why can't buyers search all the MLS (Mulltiple Listing Service) listings? - not all listing brokers and or sellers give permission for their listings to be dispersed to the public only to all other brokers. If you request email notifications, these come directly off the MLS and this is the only way to know about all the listings with the cooperating brokers of the Spokane Association of REALTORS®.

To sign up for email notification of new listings as they come on the market email Jeannette Karis

If you are considering a VA loan then I can tell you the documents you will need to hand carry with you so that the loan process can be started. In fact more and more buyers start this process before they leave their previous location. As a pre-approved buyer you will be able to negotiate the very best deal. Selecting a loan officer who is very experienced with VA loans will add to the smoothness of your transaction and help keep your stress levels down! If you are considering a substantial downpayment then you should compare VA to conventional loans. When comparing loans, you ned to make sure you are comparing apples to apples. A great interest rate may have additional charges and fees. Asking for good faith estimates to be emailed to you on the same morning or afternoon ensures the lenders are using the same base rate.

See the report cards on WA State schools. (this will take a few moments to load). Spokane is school district 81, other school districts that adjoin are (to the north) Mead 354, Nine Mile Falls 325/179, (to the east) West Valley 363, Central Valley 356, East Valley 361, (to the south) Cheney 360 and Freeman 358, and (to the west) Medical Lake 326.

Another website for school comparisons is greatschools.com

Want to know more about the area? It is helpful to know what type of property you would like to buy. We can correspond by e-mail and phone. You can look at all the public Spokane area listings that meet your criteria. Do you own searches or have them sent to you. On your arrival I can set up a tour of the area and homes you have selected at times to suit your busy schedule. I will not pressure you to buy.

Generally the rental market in Spokane is described to me by incoming military as disappointing so you may wish to compare buying costs to renting. The Sunday edition of the Spokesman Review has rental information in the real estate section. The Housing office, on base is a great resource as well.

MY REAL ESTATE SERVICE AREAS - Spokane county and adjoining areas including: Airway Heights, Chatteroy, Cheney, Colbert, Elk, Five Mile, Greenacres, Liberty Lake, Mead, Medical Lake, Millwood, Newman Lake, Nine Mile Falls, north side, Otis Orchards, Shadle, South Hill, Spokane, Spokane Valley, Stevens county, Suncrest, Veradale, Mead, East Valley, Central Valley, West Valley, West Plains

If you are interested in having this kind of service from YOUR real estate professional, click here PCS Form

Any other comments or questions, text or email Jeannette

Jeannette Karis, ABR,CRS,ePro,GRI,SFR,SRES,VAMRES,MRP - "The REALTOR® with the English accent!"
call/text 509-994-8246 // licensed in WA state
RE/MAX of Spokane, 12810 E Nora Ste E, Spokane, WA 99216 (each office independently owned & operated)